HRT Employees Federal Credit Union
HRT Employees Federal Credit Union is pleased to have you as a member. As your employer credit union, HRT EFCU stands ready to be your premier financial institution for your lending and financial needs.
Membership is open to all HRT employees and their immediate family members. Simply maintain a balance of $5.00 in a Share Savings to establish and maintain your membership.
Member Benefits
- Share Savings Account
- Share Draft (Checking) Account
- Certificates of Deposit
- Club Accounts (Christmas and Vacation)
- Loans (Personal and Vehicle)
- MasterCard Debit/ATM Cards
- Direct Deposit
- Overdraft Protection
- Money Orders/Teller Checks
- Notary Service
- Wire Transfers
- 24-hour Voice Response
Coming Soon!
- Courtesy Pay
- Shared Branching (Credit Union Service Centers)
- Automated Teller Machines (ATMs)
- Two new convenient branches on HRT sites
Credit Union vs. Bank?
Credit unions are great. They are member-owned, not-for-profit financial cooperatives that exist to serve their members.
| Credit Union | Bank | |
|---|---|---|
| Higher dividend rates | X | |
| Lower interest rates | X | |
| Lower fees | X | |
| No/low minimum balance checking accounts | X | |
| Better customer service | X | |
| Less restrictive eligibility requirements | X |
The HRT Federal Credit Union is an independent organization that is not affiliated with the TDCHR or HRT. HRT has no responsibility or authority for the management of or security of deposits at the credit union.
The HRT Employees Federal Credit Union has over 700 members and assets of more than $1 million. The credit union opened in 1947.
The HRT Federal Credit Union is regulated by the National Credit Union Administration (NCUA), Region.
Should employees have any questions about the HRT Credit Union, please contact:
HRT Federal Credit Union
1304 Monticello Ave. Norfolk, Virginia
757-222-6070 | 757-222-6102 (Fax)
Hours of Operation
Monday – Friday: 9am to 4pm
HRT 24-7 Voice Response
1-866-908-1044
Lost or Stolen Debit Card
1-866-750-9107
Need a Surcharge free ATM’s? GO to www.cu24.com. Pick ATM locator, key in the zip code of the area you wish to locate a surcharge free ATM
“Moving you in the right direction.”